Take advantage of the low interest rates. Rent versus buy? Lets run the figures, and see what is in your best interest!

If you are thinking of buying real estate in the Williamsburg or Hampton Roads area, you have found the right place.  Kelly has listings in Williamsburg, James City County, Yorktown, and all around the Hampton Roads area. Whether you are looking for retirement communities, gated communities, new homes, or waterfront, Kelly can help you find just the right place in the Williamsburg area.

Before buying your new home, there are a few things to consider.

Buying vs Renting


If you can afford it, buying vs renting, is the obvious choice.

Not only can you customize your home to how you like it, but you also get a great tax benefit.  The interest paid on your home as well as the real estate taxes can be deducted from your income during tax time.

If you can’t afford it now, consider saving up for a down payment.  With a good sized down-payment, you can get your monthly payments lowered to a more affordable amount.

 

Home much home can you afford? 


Before you start looking for a home, you should find out how much you can afford.

As a general rule, a mortgage lender will want your monthly payment to be no more than 29% for your gross monthly income.

You will have to check with current interest rates because the lower the interest rates, the more home you can afford.

A good idea is to contact a mortgage lender and figure out how much you are pre-approved for.

First Time Homebuyer Tips

It’s always scariest buying your first home.  Here are some tips to help you along the way.

Be sure to look at a wide variety of homes in your price range.  This will help you to become more educated about this big purchase.  Make sure to write down what you like and dislike about each home.

It might take a while to find your perfect home or you might find it almost right away.  Do not let anyone rush you into making a decision.  You’ll know if it’s the right home for you.

Once you find a home that you like, a good thing to do is to visit the neighborhood at different times of the day.  This will help you to see if the neighborhood is right for you.  Is it lit enough?  Are there a lot of kids?  Is it family-friendly, etc.

If you are ready to start the process, please contact Kelly.  You can count on her to help you find the home of your dreams.  Whether it be a new construction, an existing home, a lot, or an investment property, she’s there for you from start to finish.


Why Williamsburg?

Learn what the locals love about living here. 

How much home can I afford?

Find out what your payments may be here: